TY - BOOK AU - Somera, Stephanie V. Gomez TI - Credit transactions notes and cases AV - KPM 900 .So53 2015 vol.2 PY - 2015/// CY - Diliman, Quezon City PB - University of the Philippines College of Law KW - Credit KW - Philippines KW - sears KW - Loans KW - Philippines KW - Security (Law) N1 - Includes bibliographical references N2 - Credit Transaction: Notes and Cases is part of the centennial textbook project of the U.P. College of Law. It is intended as a guide for the course on credit transactions taught at the College. Generally, the articles cited in this textbook are the articles of the Civil Code of the Philippines. When provisions of special laws are cited, the first cited provision is preceded by the title of the special law. The provisions of the cited laws are not presented based on article or section number. Instead they are discussed based on subject matter, and are repeated or excerpted, when necessary, without any change in the actual language of the law, in an effort to aid comprehension. Moreover, the provisions are reformatted, again without any change in language. The reformatting, itself an annotation, is intended to emphasize important concepts, clarify meanings, and assist in the understanding of the law. The cases presented in this textbook are excerpts of decisions of the Supreme Court of the Philippines and are presented without any change in the actual language used by the Court. However, for clarity and focus, portions of the cases not relevant to the subject matter, including footnotes and endnotes, and the underscoring and emphasis provided by the Court, have been deleted. Only cases cited in the decisions that are relevant to the subject matter of this textbook are footnoted and the boldfacing of the text is that of the author. Effort has been made to cite the Supreme Court case that first established a particular doctrine. Finally, contract provisions excerpted in the cases are line-bordered, for easy reference to facilitate contract review and drafting. --Preface of the book ER -